The Smart Way To Get IUL Insurance
Get your free, personalized IUL quote today. Andy connects you with a top-rated advisor in just 30 seconds.
Why choose an IUL?
Tax-advantaged growth
Liquidity and access to funds
Protection against market volatility
Financial security for sickness, disability & death
What an IUL Offers
Key benefits of a well-designed IUL policy
Access To Cash
Take out policy loans for any purpose, acting as your own bank while still earning interest on your cash value.
Cash Value Growth
Enjoy indexed growth averaging 6-15% annually, with protection and no losses during market downturns.
Tax Advantages
You won't pay taxes on growth or principal, and you'll be setup with a tax-free income stream in retirement.
Living & Death Benefits
In the case of critical, chronic, or terminal illness, you'll be able to access funds. Also have a tax-free death benefit.
Our Simple 3-Step Process
We Make it Easy
Take the online assessment
Take our quick assessment to provide your goals for your specific situation.
We find the best partner
We find the right advisor that best suits your financial needs and goals.
Schedule a free call
Book a no-cost 1-on-1 discovery call to get a personalized IUL quote
Why Andy?
All our insurance partners are vetted and reviewed to ensure the highest standards.
Highly Rated
All of our advisors work with best, A+ highly-rated insurance carriers.
In-depth Review
We'll review of our database to find you the perfect partner.
Vetted Professionals
Our partners are experienced, certified and licensed financial professionals.
Trusted by thousands
Here's what our customers have to say
Andy was great to work with! We got connected with the right partner fast and are well on our way to getting our policy.
Joanne W.
Happy User
I didn’t know much about IUL's before visiting Andy, but now I would also RECOMMEND them to anyone. Great Experience!
Jonathan K.
Happy User
Finding a good agent is not easy, so I’m glad I found IUL Andy who connected me with someone very knowledgable right away!
Harvey D.
Happy User
Get the perfect IUL policy today
Take the assessment to find the right partner & policy for you.
Frequently Asked Questions
What some of our users are asking...
What is an IUL?
IUL insurance is a permanent life insurance policy with a cash value component that earns interest based on a stock market index's performance.
How does the cash value in an IUL policy grow?
It grows based on a stock market index's performance, with gains capped and losses protected by a floor rate, so you never lose money in a market downturn.
Are there any risks associated with IUL insurance?
Risks include capped returns, policy fees if not well designed, and the potential for policy lapse if underfunded.
Can I access the cash value of my IUL policy?
Yes, through loans or withdrawals, while still growing interest on your cash value.
How do I choose the right IUL policy?
Consider the insurance company’s reputation, cap and floor rates, fees, premium flexibility, and index performance options. We will help you get with the right advisor today!
Does an IUL make sense for you?
Book a no-cost 1-on-1 discovery call to get a personalized IUL quote
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Disclaimer
IUl Andy does not provide advice on life insurance and acts only as a lead referral partner for life insurance experts. We will receive a fee from our partners for this referral.
iulandy.com is an independent website created to help users find a solution for life insurance. Our service is free to use and you are under no obligation to accept any of the recommendations you receive. Calls may be recorded for training and quality purposes. Please check with your service provider for details. On completion of our form, we will introduce you to one of our authorized life insurance experts. We use the contact details you have given us on the form to make this introduction. An adviser will contact you by telephone. During that call, the expert adviser will discuss your options in more detail to see if they can help.